:root{--bg:#fff;--bg-soft:#f4f7fb;--bg-tint:#eef3f8;--ink:#102033;--muted:#596b7e;--line:#dce4ee;--red:#d71920;--red-dark:#a80f16;--blue:#1f5e8c;--blue-dark:#173a59;--green:#2d7a5c;--shadow:0 24px 70px #1020331f;--radius:8px;--max:1180px;color-scheme:light;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--bg);color:var(--ink);margin:0;font-size:16px;line-height:1.6}body,button,input,textarea{font:inherit}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.site-header{z-index:20;width:min(100% - 32px, var(--max));backdrop-filter:blur(18px);background:#ffffffe6;grid-template-columns:auto 1fr auto;align-items:center;gap:28px;margin:0 auto;padding:16px 0;display:grid;position:sticky;top:0}.brand,.footer-brand{color:var(--ink);align-items:center;gap:10px;font-weight:800;display:inline-flex}.brand-mark{background:var(--red);color:#fff;letter-spacing:0;border-radius:8px;place-items:center;width:38px;height:38px;font-size:.82rem;display:inline-grid}.nav{color:var(--muted);justify-content:center;gap:24px;font-size:.95rem;font-weight:650;display:flex}.nav a,.footer-links a{transition:color .18s,border-color .18s}.nav a:hover,.footer-links a:hover{color:var(--red)}.header-cta,.button{border-radius:var(--radius);background:var(--red);color:#fff;border:1px solid #0000;justify-content:center;align-items:center;gap:8px;min-height:44px;padding:11px 18px;font-size:.95rem;font-weight:800;line-height:1;transition:transform .18s,background .18s,box-shadow .18s;display:inline-flex;box-shadow:0 14px 34px #d719202e}.header-cta:hover,.button:hover{background:var(--red-dark);transform:translateY(-1px);box-shadow:0 18px 40px #d7192038}.button.secondary{color:var(--blue-dark);border-color:var(--line);box-shadow:none;background:#fff}.button.secondary:hover{background:var(--bg-soft);color:var(--ink)}.hero{width:min(100% - 32px, var(--max));grid-template-columns:minmax(0,.95fr) minmax(360px,1.05fr);align-items:center;gap:58px;margin:0 auto;padding:84px 0 64px;display:grid}.hero-copy{max-width:620px}.hero h1,.page-hero h1{color:var(--ink);letter-spacing:0;margin:0;font-size:clamp(2.55rem,6vw,5.35rem);line-height:.98}.hero p,.page-hero p{color:var(--muted);margin:24px 0 0;font-size:1.15rem;line-height:1.7}.hero-actions{flex-wrap:wrap;gap:12px;margin-top:34px;display:flex}.hero-proof{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:42px;display:grid}.proof-item{border-top:2px solid var(--line);padding-top:14px}.proof-item strong{color:var(--ink);font-size:1rem;line-height:1.35;display:block}.proof-item span{color:var(--muted);margin-top:6px;font-size:.9rem;line-height:1.45;display:block}.hero-visual{border-radius:var(--radius);background:var(--bg-tint);min-height:520px;box-shadow:var(--shadow);position:relative;overflow:hidden}.hero-visual img{object-fit:cover;width:100%;height:100%;min-height:520px}.quote-panel{border-radius:var(--radius);background:#fffffff0;width:min(360px,100% - 48px);padding:22px;position:absolute;bottom:24px;right:24px;box-shadow:0 18px 54px #1020332e}.quote-panel h2{margin:0;font-size:1.05rem;line-height:1.3}.quote-list{gap:10px;margin:16px 0 0;padding:0;list-style:none;display:grid}.quote-list li{color:var(--muted);align-items:flex-start;gap:10px;font-size:.92rem;line-height:1.45;display:flex}.quote-list li:before{content:"";background:var(--red);border-radius:50%;flex:none;width:8px;height:8px;margin-top:8px}.section{padding:78px 0}.section.soft{background:var(--bg-soft)}.section-inner{width:min(100% - 32px, var(--max));margin:0 auto}.section-heading{grid-template-columns:minmax(0,.95fr) minmax(280px,.65fr);align-items:end;gap:40px;margin-bottom:36px;display:grid}.section-heading h2{letter-spacing:0;margin:0;font-size:clamp(2rem,4vw,3.35rem);line-height:1.05}.section-heading p{color:var(--muted);margin:0}.coverage-grid,.support-grid,.factor-grid{gap:18px;display:grid}.coverage-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.support-grid{grid-template-columns:repeat(4,minmax(0,1fr))}.factor-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.coverage-card,.support-card,.factor-card,.content-panel{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:26px}.coverage-card.featured{background:var(--blue-dark);color:#fff;border-color:var(--blue-dark)}.coverage-card h3,.factor-card h3,.content-panel h2,.content-panel h3{margin:0;font-size:1.3rem;line-height:1.25}.coverage-card p,.factor-card p,.content-panel p{color:var(--muted);margin:14px 0 0}.coverage-card.featured p{color:#ffffffc7}.support-card{flex-direction:column;min-height:230px;transition:transform .18s,box-shadow .18s,border-color .18s;display:flex}.support-card:hover{border-color:#1f5e8c59;transform:translateY(-3px);box-shadow:0 18px 45px #10203317}.support-card span{color:var(--red);font-size:.82rem;font-weight:800}.support-card strong{color:var(--ink);margin-top:16px;font-size:1.2rem;line-height:1.25}.support-card p{color:var(--muted);margin:14px 0 0;font-size:.95rem}.split{grid-template-columns:minmax(0,.75fr) minmax(340px,.55fr);align-items:start;gap:48px;display:grid}.check-list{gap:14px;margin:24px 0 0;padding:0;list-style:none;display:grid}.check-list li{color:var(--muted);grid-template-columns:28px 1fr;gap:12px;display:grid}.check-list li:before{content:"✓";width:28px;height:28px;color:var(--green);background:#2d7a5c1f;border-radius:50%;place-items:center;font-weight:900;display:inline-grid}.quote-form{border-radius:var(--radius);background:var(--blue-dark);color:#fff;gap:14px;padding:28px;display:grid}.quote-form h2{margin:0;font-size:1.45rem}.quote-form p{color:#ffffffbf;margin:0}.field-row{grid-template-columns:1fr 1fr;gap:12px;display:grid}.quote-form label{color:#ffffffc7;gap:6px;font-size:.86rem;font-weight:750;display:grid}.quote-form input,.quote-form select,.quote-form textarea{border-radius:var(--radius);color:#fff;background:#ffffff1a;border:1px solid #ffffff38;outline:none;width:100%;padding:11px 12px}.quote-form textarea{resize:vertical;min-height:96px}.quote-form input::placeholder,.quote-form textarea::placeholder{color:#ffffff80}.quote-form option{color:var(--ink)}.quote-form .button{width:100%;margin-top:4px}.faq-list{gap:12px;display:grid}.faq-list details{border:1px solid var(--line);border-radius:var(--radius);background:#fff;padding:20px 22px}.faq-list summary{cursor:pointer;color:var(--ink);font-weight:800}.faq-list p{color:var(--muted);margin:12px 0 0}.page-hero{background:linear-gradient(180deg, #fff 0%, var(--bg-soft) 100%);border-bottom:1px solid var(--line)}.page-hero .section-inner{max-width:900px;padding:82px 0}.content-stack{gap:18px;display:grid}.footer{width:min(100% - 32px, var(--max));border-top:1px solid var(--line);grid-template-columns:minmax(0,1fr) auto;gap:30px;margin:0 auto;padding:48px 0;display:grid}.footer p{max-width:600px;color:var(--muted);margin:14px 0 0}.footer-links{color:var(--muted);flex-wrap:wrap;align-content:start;gap:18px;font-weight:700;display:flex}.footer-note{grid-column:1/-1;font-size:.9rem}@media (width<=980px){.site-header{grid-template-columns:1fr auto}.nav{display:none}.hero,.split,.section-heading{grid-template-columns:1fr}.hero{padding-top:52px}.coverage-grid,.support-grid,.factor-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.hero-visual,.hero-visual img{min-height:430px}}@media (width<=680px){.site-header{width:min(100% - 24px, var(--max));grid-template-columns:auto auto;justify-content:space-between;gap:12px}.brand span:last-child,.header-cta{display:none}.hero-actions{grid-template-columns:1fr;display:grid}.hero-actions .button{white-space:normal;width:100%;line-height:1.2}.hero,.section-inner,.footer{width:min(100% - 48px, var(--max));max-width:calc(100vw - 48px)}.hero h1,.page-hero h1{overflow-wrap:break-word;font-size:2.12rem;line-height:1.08}.hero-proof,.coverage-grid,.support-grid,.factor-grid,.field-row{grid-template-columns:1fr}.quote-panel{width:auto;margin:-84px 14px 14px;position:static}.hero-visual,.hero-visual img{min-height:360px}.section{padding:58px 0}.support-card{min-height:auto}.footer{grid-template-columns:1fr}}